Effective Owner Financing with RE Investor Hive


What is Owner Financing?

Owner financing (also known as seller financing) is a real estate arrangement where the seller acts as the lender and finances the purchase for the buyer, rather than the buyer getting a mortgage from a bank or traditional lender.


How Owner Financing Works:

  • Buyer and seller agree on a purchase price, down payment, interest rate, and repayment terms
  • Buyer makes monthly payments directly to the seller, just like a traditional loan
  • The seller holds a promissory note and may retain legal title until the loan is fully paid (depending on state laws and agreement type)
Common Owner Financing Structures:
  • Promissory Note: A legal document that outlines repayment terms
  • Land Contract / Contract for Deed: Seller retains title until the buyer pays in full
  • Mortgage or Deed of Trust: The buyer gets the title immediately, but the seller can foreclose if the buyer defaults


This is where RE Investor Hive truly stands out — our mobile app brings buyers and sellers together by fostering a community built on trust and honesty, ensuring the buying and selling process aligns seamlessly with the needs of both parties.


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-The Hive Team