Effective Private Money Lender with RE Investor Hive


What is a Private Money Lender?

A Private Money Lender in real estate is an individual or non-institutional entity that loans money to real estate investors or buyers, typically for short-term investment deals like fix-and-flips, rentals, or new construction — without going through traditional banks or mortgage lenders.


Key Characteristics of Private Money Lending:

  • Privately sourced capital: Funds usually come from individuals, self-directed IRAs, business owners, or investor groups
  • Asset-based lending: Loans are primarily based on the value of the property (the collateral), not the borrower's credit score
  • Short-term: Most loans are 6 to 24 months, designed for temporary use until the borrower refinances or sells
  • Higher interest rates: Typically 8% - 15% interest, with 2 - 5 points (loan fees) due at closing
  • Flexible terms: Easier and faster approval, with custom terms based on the deal


This is where RE Investor Hive truly stands out — our mobile app connects investors and private money lenders by fostering trust, transparency, and strong deal flow within a secure and collaborative network. Whether you're an investor seeking funding or a lender looking for reliable opportunities, RE Investor Hive creates an environment where both parties can confidently engage and grow together.


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If you have any questions about this page, please contact us:

-The Hive Team