Effective Subject To with RE Investor Hive


What is Subject To?

"Subject To" in real estate refers to a method of purchasing property where the buyer takes over the existing mortgage payments without formally assuming the loan. The mortgage remains in the seller's name, but the buyer gains control of the property and agrees to keep making the payments.


How "Subject To" Works:

  1. Seller has an existing mortgage on the property
  2. Buyer agrees to purchase the property “subject to” the existing financing
  3. The buyer takes possession and makes the mortgage payments, but the loan stays in the seller's name
  4. The seller's mortgage lender is typically not notified of the transaction (though this can carry risks)


This is where RE Investor Hive truly stands out—our mobile app brings buyers and sellers together in a centralized virtual space to structure 'Subject To' deals that meet the needs of both parties.


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If you have any questions about this page, please contact us:

-The Hive Team